Australian adults lose three million hours of paid work every year because of dental issues. Up to 90% of tooth decay and gum disease can be prevented with the appropriate care, including cleanings. Even though many know the dangers of poor dental health, they put off treatment due to finances.
Are you a member of a health fund? When it comes to your dental health, being a member of a health fund can keep more money in your pocket and provide you with the dental treatments and procedures that you need. Remember, private health insurance cannot refuse you coverage. Everyone is entitled to purchase the same insurance, at the same price. Your renewal is guaranteed, should you decide to stick with the same health insurance company.
Types of Dental Insurance
There are two types of dental insurance to choose from. There is General Dental, which will cover cleanings, plaque removal, x-rays and easier, smaller fillings. Major Dental covers much more, including orthodontics, removal of wisdom teeth, crowns, bridges and even dentures.
In most situations, General Dental will work for young singles or couples. As long as you are in good health and do not foresee major dental work in the near future, this type of coverage will allow you to keep up on your cleanings and preventative care.
Major Dental is ideal for families or older couples, where there is a higher chance that orthodontics, dentures and more involved procedures will be required. Of course, there are exceptions to this and in order to make sure that you are getting the coverage that you need, speak about your needs with a health fund representative.
What to Look for in Your Dental Insurance
Some health funds will provide what is known as “No GAP” dental services. This means that you will receive free check-ups, cleanings and fluoride treatments. Some funds have their own dental centers. If you are a member of this fund, you will receive preference over those who are not members.
The two top health funds in Australia all list Quay Dental as a preferred provider.
As a member of Bupa, you can receive between 60% and 100% back on most general dental services, depending on your level of cover.
With Medibank, you’re sure to find the coverage that is just right for you, whether you need single or family coverage. Nearly four million people have chosen Medibank as their health insurance provider and Quay Dental is proud to offer services to its members.
Remember that the best way to take care of your teeth is to brush twice a day, floss and keep up on your dental cleanings. This way, no matter the health fund that you work with, you will be doing your part to prevent the need for more serious work. Contact Quay Dental today to start protecting your smile.
For your convenience, we offer on-the-spot HICAPS health fund claims. We are happy to accept all private patient health funds and will clearly explain any limitations, should they apply. We are always available to answer any questions regarding your health fund in regards to our services. Contact us by phone or through our online contact form.
We also offer convenient payment plans and options. We don’t ever want financial stress to prevent you from tending to your dental needs.